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Terms of Use and Disclaimers


Please read these Disclaimers, Terms and Conditions (“Disclaimers”, “Terms”, “Terms and Conditions”) carefully before using the website (the “Service”) operated by LonaRock, LLC and its affiliates. (“LonaRock”, “LonaRock Capital Group”, “us”, “we”, or “our”). LonaRock, LLC and LonaRock Capital Group, LLC are affiliated companies.

Your access to and use of the website and service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the website and service. We may amend these Website Terms of Use, from time to time without notice to you by posting the most recent version on this Website.

Please access and review these Website Terms of Use regularly. If you find any of the terms or conditions of these Website Terms of Use unacceptable to you at any time, please discontinue your use of this Website. By continuing to access this Website after the date of any amendments to these Website Terms of Use, you agree to be bound by the amended Website Terms of Use.

If you do not or cannot agree to be bound by any of the provisions of the revised version of the Terms of Service (or if you are legally incapable of being bound), you agree that your sole remedy is to cancel your Account and cease using the Website and the Services. Your continued use of the Website and/or the Services constitutes your agreement to be bound by the revised version of the Terms of Service.


By completing the registration process, you may establish an account (“Account”) and register as a LonaRock Report Subscriber (“Subscriber”), and you may access and use the Website and the Services commensurate with your subscription. The Services may include the receipt by you of email newsletters, alerts, and other communications issued by the Company. As part of the registration process, a login ID and password will be assigned to your Account that you must use to access the newsletter services. You are solely responsible for all activity on your Account and for the security of your computer system and access credentials. You may not reveal, transfer or sell your Account login ID or password to any other person. If your company/employer has entered into an enterprise services agreement, some restrictions in these Terms of Service may not apply to you.

(A) Charges and Billing

Terms of payment are within the Company’s sole discretion and may be modified, amended, or supplemented at any time and shall become effective upon posting on the Website. All applicable fees and other charges for services as well as any products marketed through the Website are payable on the due date. Subscriptions will be charged on the applicable monthly and/or annual renewal date. The Company reserves the right to change prices at any time. The Company is not responsible for pricing, typographical, or other errors in any offer by the Company and reserves the right to cancel any service or product orders resulting from such errors.

Your order will be processed in 3-5 business days from the date it was placed.

The transaction will be reflected on your card statement as “Lonarock, LLC”.

(B) For Auto Renewal Subscriptions Only
If you enrolled in a subscription then we will charge your card at the frequency and price disclosed to you on the checkout page on which you provided your credit or debit card information.
(C) Confirmation Of Your Order

If you order one of our Services, within two working days of your order you will be sent an email which confirms receipt of your order. It will not contain the payment details provided by you.

In the event the payment method you provided fails, a customer services representative will contact you by telephone (if you have supplied your number) or by email or letter, to check the details you have supplied, and re-try the authorization process. Again, if we contact you by email or letter, our correspondence will not contain any payment details.

(D) Ending A Subscription

Subject to the terms described herein, each Subscriber has the right to terminate such Subscriber’s Account at any time upon written notice to the Company. You may communicate your request to cancel your subscription by emailing us at Following receipt of our email request, we will send an email confirming cancelation, and if applicable a refunded amount will be sent to your credit card.

Each Subscriber understands and agrees that the termination of a Subscriber’s Account is such Subscriber’s sole right and remedy with respect to any dispute, regarding or arising out of (but not limited to): 

  1. Any term of these Terms of Service or the Company’s enforcement or application of these Terms of Service; 
  2. The Subscriber’s ability to access and/or use the Service; or 
  3. The amount or type of fees, surcharges, applicable taxes, billing methods, or any change to the fees, applicable taxes, surcharges or billing methods. 

The Company reserves the right to collect accrued fees and charges and costs incurred by the Company upon receipt of a Subscriber’s notice to cancel an Account. 

The refund and credit policy applicable to your purchase can be found on your order form and in your confirmation email. Prorated refunds are available for annual subscriptions only.

Refunds are processed within 14 days of receipt of your request to cancel your subscription.

Please be aware that unsubscribing from our mailing list does not automatically cancel your account.

Although not a requirement, we appreciate your feedback. Please let us know your level of satisfaction with our service and the reason for canceling. We use your opinions as a means to improve our service.

We are entitled to terminate your paid or unpaid subscriptions and access to our Websites at any time without notice. Termination of a Subscriber’s account at any time in its sole and absolute discretion for any reason including, without limitation, upon the occurrence of any one of the following events:

  1. Improper use of the Subscriber’s login ID or password.
  2. The information provided by a Subscriber during the Account registration process is found to be untruthful or inaccurate.
  3. Improper use of the information provided on the Website or in connection with the Services and/or taking any other action which adversely affects the Website, the Services, or the Company.
  4. Any violation of these Terms of Service.

If the Company terminates an Account because of a Subscriber’s breach of these Terms of Service, the Company shall have no liability or responsibility to such Subscriber or any third party.

Provided you have not breached these terms and conditions, if we terminate a paid subscription of a fixed term, we will refund the unused portion of your subscription fee.

In the event an Account is terminated by the Subscriber for any reason (other than the Company’s permanent discontinuance of the Website and/or the Services), or by the Company for any of the reasons set forth above, the Subscriber will have no further access via the subject Account. Any delinquent or unpaid Account with unresolved disputes must be settled before the Company may allow a Subscriber to register again. Any and all of a Subscriber’s personal information submitted in connection with the Account and/or the Services, including any Account information and password information, may promptly be destroyed by the Company upon termination of such Account.

(A) General Disclosures

We are not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission (the “SEC”) or with any state securities regulatory authority. We are neither licensed nor qualified to provide investment advice.

DO NOT BASE ANY INVESTMENT DECISION UPON ANY MATERIALS FOUND ON THIS WEBSITE OR WITHIN ANY REPORTS OR PUBLICATIONS. All articles and related documents should never be considered to be a solicitation for any purpose, in any form or content. Upon reading the articles and information on this website, you hereby acknowledge this warning.

The content provided on the website includes general news and publications, our personal analysis and opinions, and may from time to time include contents provided by third parties, which are intended for educational and research purposes only.

No Offer- This website and the content therein does not constitute, and should not be read as, any recommendation or advice to take any action whatsoever, including to make any investment or buy any product. The content, blogs, newsletters, publications are for informational purposes only.

When making any financial decision, you should perform your own due diligence checks, apply your own discretion and consult your competent advisors. The content of the website is not personally directed to you, and we do not take into account your individual financial situation or needs.

The information contained in this website is not necessarily provided in real-time; although it is believed to be reliable, it is not guaranteed to be accurate. Many factors unknown to us may affect the applicability of any statement or comment made on the Website to your particular circumstances. You should consult directly with your tax or legal advisor or other financial provider before acting on any information on this Website.

Investments are subject to investment risks, including possible loss of principal amount invested.  Any trading or other financial decision you make shall be at your full responsibility, and you must not rely on any information provided through the website. LonaRock and its employees, officers, subsidiaries and associates do not provide any warranty regarding any of the information contained in the website, and shall bear no responsibility for any trading losses you might incur as a result of using any information contained in the website. Investment involves risks. Past performance is not a guide to future performance.

(B) Modification to Services

The Company may at any time and from time to time revise, supplement, suspend, or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice to you, and terminate all permissions/licenses granted in these Terms of Service. You agree that neither the Company nor any of its affiliates, licensors, agents, or employees is liable to you or any third party for any revision, supplement, suspension, or discontinuation of the Services, and termination of any permission/license.

No Offer of Securities

Under no circumstances should any material on the Site be used or considered as an offer to sell or a solicitation of an offer to buy any interest in any investment fund sponsored or managed by LonaRock and/or LonaRock Capital Group, LLC. Any such offer or solicitation can and will be made only by means of the confidential information memorandum of each such investment fund, only in jurisdictions in which such an offer would be lawful and only to individuals who meet the investor suitability and sophistication requirements of each such investment fund, including qualifying as accredited investors within the meaning of the Securities Act of 1933, as amended. Access to information about the investment funds is similarly limited to individuals who meet the applicable investor suitability and sophistication requirements.


(A) No Warranty

The Contents are published in good faith but no advice, representation or warranty, express or implied, is made by LonaRock or by any person as to its adequacy, accuracy, completeness, reasonableness or that it is fit for your particular purpose, and it should not be relied on as such. The Contents do not purport to be complete and is subject to change. You acknowledge that certain information contained in this Website supplied by third parties may be incorrect or incomplete, and such information is provided on an “AS IS” basis. We reserve the right to change, modify, add, or delete, any content and the terms of use of this Website without notice. Users are advised to periodically review the contents of this Website to be familiar with any modifications. The Website has not made, and expressly disclaims, any representations with respect to any forward-looking statements. By their nature, forward-looking statements are subject to numerous assumptions, risks and uncertainties because they relate to events and depend on circumstances that may or may not occur in the future.

No information on this Website constitutes business, financial, investment, trading, tax, legal, regulatory, accounting or any other advice. If you are unsure about the meaning of any information provided, please consult your financial or other professional adviser.

LonaRock does not guarantee that you will be able to access or use the website or the services at times or locations of your choosing or that the company will have adequate capacity for the website or the services as a whole or in any specific geographic area.  We do everything in our power to ensure that our websites are fully operational and available to you at all times. However, in order to make sure they are up to date and offering you the best service, access may sometimes be interrupted or restricted to allow for maintenance or the introduction of new services.

The website, services and the content may contain errors, including technical inaccuracies and typographical errors. In addition, the Website and the Services may enable you to access or download harmful or malicious code introduced onto the Internet by third parties. The Website and the Services may be available internationally and may contain references to programs or services of the Company and/or its suppliers that are not available in your location. Such references do not imply that the Company or its suppliers intend to make available such products, programs or services in your location.

(B) No Liability

LonaRock shall have no liability for any loss or damage arising in connection with this Website or out of the use, inability to use or reliance on the Contents by any person, including without limitation, any loss of profit or any other damage, direct or consequential, regardless of whether they arise from contractual or tort (including negligence) or whether LonaRock has foreseen such possibility, except where such exclusion or limitation contravenes the applicable law.

You acknowledge and agree that your sole and exclusive remedy in relation to any dispute with the company, its licensors, suppliers, or affiliates (or any of their employees, officers, subscribers or directors) is to stop using the website and the services and to cancel your account.

(C) Links With Other Websites

The Website and/or the Services may provide links or references to websites or services that are maintained or provided by third parties. The Company is not responsible for and does not assume responsibility for any content or practice of any such site or service. Your use of any such site or service is entirely at your own risk. The Company provides such links and/or references solely as a convenience to you and not as an endorsement or approval of any content, practice, owner, or sponsor. The company makes no warranties of any kind in relation to such sites and/or services.

At any time in the future, the website may include advertisements and other promotional contents, and LonaRock may receive compensation from third parties in connection with the content. LonaRock does not endorse any third party or recommends using any third party’s services, and does not assume responsibility for your use of any such third party’s website or services.  LonaRock and its officers, employees, subsidiaries and associates, are not liable nor shall they be held liable for any loss or damage resulting from your use of the website or reliance on the information provided on this website. 

Intellectual Property Rights & Trademarks

Copyright, trademark and other forms of intellectual property rights protect the content of this website and all published information, text and images. All content is owned or controlled by LonaRock or the party that is credited as the provider of the content.  Provided that you acknowledge us as the source of the information, you are entitled to save or download one copy of any of our content for the purposes of reference, but you are not authorized to make any further copies of our work.

All property rights remain with LonaRock, LLC. Other than as provided in these terms and conditions, you may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, or use for any public or commercial purpose any of Our Content without our prior written permission.

This Website is for your personal use. As a user, you must not sell, copy, publish, distribute, transfer, modify, display, reproduce, and/or create any derivative works from the information or software on this Website. You must not redeliver any of the pages, text, images, or content of this Website using “framing” or similar technology. Systematic retrieval of content from this Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to this Website is strictly prohibited. You acknowledge that you have no right to use the content of this Website in any other manner.

The Company may, in appropriate circumstances and at its discretion, suspend or terminate the access of, or take other action against you or other account holders who infringe the copyrights of others. 

You are not authorized under any circumstances to use any trademark, service mark, logo, trade dress, company name, brand, or domain name owned by the Company or used by the Company in connection with the Website or the Services. You agree not to infringe or dilute any trademark, service mark, logo, or trade dress owned by the Company. 

LonaRock respects copyright law. If you believe that content or material accessible through the Service or the website, infringes a copyright, you may notify us by sending an email or a written notice to our designated agent for infringement claims that includes the following information:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of a right that has been allegedly infringed;
  • Description of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works;
  • Identification of the material that is claimed to be infringing and access to which is to be disabled, in addition to information reasonably sufficient to permit us to locate the material, such as a date and time that the material was downloaded using our website or a URL identifying where it is located on the website or Services;
  • Contact information about the notifier, including address, telephone number, and if available, an e-mail address at which you may be contacted. If you are not the owner of the copyright that has been allegedly infringed, please describe your relationship to the trademark owner;
  • A statement by you, stating that you have a good faith belief that the material is not authorized by the copyright owner, its agent, or the law; and
  • A statement made under the penalty of perjury that the information in the notification is accurate and that you are authorized to act on behalf of the rights-holder whose right is allegedly infringed.

LonaRock’s Agent for Claims of Infringement:


These Terms of Service, as well as your use of the Website and the Services, are governed by and shall be construed in accordance with the laws of the State of Ohio, without regard to its provisions relating to conflicts of laws. By agreeing to these Terms of Service or by accessing or using the Website and/or any of the Services, you submit to the personal jurisdiction of the federal and state courts of the State of Ohio. You further agree that such courts shall have exclusive jurisdiction over any claim brought by you under or in connection with these Terms of Service, the Website, or any of the Services.


The Company makes no representation or warranty that any material on the Website or in the Services is lawful in every jurisdiction from which such material can be accessed, or is available for use in all jurisdictions. If you access or use the Website or the Services from a jurisdiction outside of the United States you are responsible for compliance with all applicable local laws.


LonaRock may collect personal information from users who choose to share such information with us. The types of personal information that may be collected include name, address, title, e-mail address, and telephone number.  We only have access to information that you voluntarily give us. We do not share collected information with third parties, other than as necessary to fulfill your request. 

Please note that you are required to read and accept the terms of our Privacy Policy before you are able to access our website.


By using the Website or sending electronic mail to us, you agree and consent to receive communications from us electronically, including by email or by posting notices on this Website. You acknowledge that your electronic submission constitutes your agreement and intent to be bound by the terms of this Agreement.  Pursuant to any applicable statutes, regulations, rules, ordinances or other laws, including without limitation the United States Electronic Signatures in Global and National Commerce Act, P.L. 106-229 (the “E-Sign Act”) or other similar statutes, YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE WEBSITE OR PRODUCTS OFFERED BY LonaRock, LLC. Further, you hereby waive any rights or requirements under any statutes, regulations, rules, ordinances or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by other than electronic means.


Do not communicate confidential information to us over the Internet, or request that we communicate confidential information to you over the Internet. If you choose to communicate confidential information to us over the Internet or request that we communicate information to you over the Internet, we will not be responsible for any losses or damages you may incur as the result of such communication.


If you have any questions about these disclaimers, privacy policies, terms and conditions, please contact us at or write to us at 1392 High Street, Suite 207, Wadsworth, Ohio 44281.

Last Updated: June 2, 2021.